Category Archives: Debt

The Downsides to Debt Consolidation

There’s no doubt you’ll have heard plenty about debt consolidation loans – our TV screens are full of adverts promising freedom from financial worry, and the internet is positively flooded with solicitations to lock in a low rate with a refinancing package. If you’re having difficulties keeping up with your bills and credit repayments, or […]

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The Double Entry Method Of Book Keeping And How To Know If It’s A Debit Or A Credit

Debit and credit are the two most basic concepts in accountancy. Today, almost all countries follow the double entry method of book keeping. Under this method, for every account that is debited by a certain amount, another account must be credited by the same amount. Thus, at any given point, the sum total of all […]

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The debt negotiation process

The debt negotiation process is a strategic and a timely matter. There are many contributing factors to consider, in order of ACHIEVING successful negotiations. First off, you must verify the delinquency status. A creditor is more likely to engage in negotiations according to the age of the account, in an attempt to avoid a net […]

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The Danger Of Rounding Up Your Debts

Rounding up your debts is one of the biggest dangers to your financial position. It’s also one of the easiest ways for your debts to get out of control. This way of thinking is best summed up by the following comment; ‘I already owe $27500 so what’s another $500. It takes my debt to a […]

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The Best Debt Management Programs – How To Choose

There are gems and there are duds of any business. This is true of debt management programs as well. Your money is very important to you, so you should choose a program that has the best reputation for success. Reviewing the number one debt management programs is your best option for choosing the company that […]

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