To many people, the word frugal brings many thoughts to mind — most of them unpleasant. They think of Mr. Scrooge or the 60’s mom that could make a chicken stretch through four meals. Often, we are so caught up in making others think that we have plenty of money that we forget that we […]
Category Archives: Finance General
A wage garnishment is a legal procedure through which a percentage of a person’s earnings are withheld by an employer for the payment of a debt. Most wage garnishments are made by court order. Other types of wage garnishments are of legal or open procedures made by the IRS or state tax collection agency levies […]
CA debt consolidation is no different from any other state’s consolidation firms, only that the laws may change slightly. Many of the debt consolidation loans offered in CA are lent to families and individuals to help them payoff their debts. If the money is used for any other purpose, the debtor may face penalties. Many […]
A balance sheet is a quick picture of the financial condition of a business at a specific period in time. The activities of a business fall into two separate groups that are reported by an accountant. They are profit-making activities, which includes sales and expenses. This can also be referred to as operating activities. There […]
The 401(k) retirement plan is funded by employee contribution and a matching employer contribution. The major feature of the plan is that the contributions are taken from pre-taxed salary. The fund accumulates tax-free until it is withdrawn. Most businesses and tax-exempt organizations can create these retirement plans. The 401(k) takes its name from the IRC […]
A brokerage should work for you, the way that you want your money managed. In fact, you will need to communicate these needs and desires with the firm long before a commitment is made to you by the firm. But, what does your brokerage provide for you? Why do you use one company over the […]