Thanks to the constant stream of credit card offers you receive in the mail or through television few people understand that there are viable alternatives. Below are five of those alternatives. 1. Debit Cards Debit cards have been used in many European countries for a number of years, but are relatively new elsewhere. In a […]
Category Archives: Finance General
Citibank renders its quality services to students, business personnel and the frequent travelers. It has brought for the business people, the Citi Professional Card to assist you in running (and managing the finances) your own business. Features Of The Card The Citi Professional Card has no annual fee, a reasonable annual percentage rate (APR) and […]
Points seem like a good idea, after all, the interest rate is lowered. But if you don’t have cash on hand in advance, paying points can seem just out of reach. Do you need to pay points? For most people, paying points just doesn’t make sense. A point, often called a discount point or origination […]
Have you ever wanted anything so much that you were willing to put off your bills to get it? A lot of people have and some do it month after month. The worst part of this is that these same people wonder why they are having money problems. I’m not talking about putting off the […]
The best savings account Savings accounts are the best idea for putting away a set amount of money each week or month depending on your circumstances. You would be surprised at how quickly this money can add up if you are contributing a set amount from your paycheck every payday. When shopping around for the […]
Inflation and economic trends require families to have two incomes just to stay even with their expenses. It may be that, in the future, even two incomes will not be sufficient. It is a good idea to be prepared for bad economic times rather than to simply hope for the best and suffer if the […]