If you need extra funds for large purchases, or simply want to obtain a better interest rate on your home loan, refinancing may be a good option. Today, many homeowners are taking advantage of a cash-out refinance. There are several advantages to refinancing a home. Moreover, refinancing also involves certain pitfalls. Before choosing to refinance […]
Category Archives: Finance General
Buying Shares You should consider buying shares only if: * You have at least one year’s income saved and available on demand You need to have instantly accessible savings to pay for the unexpected. The unexpected can include funerals, washing machines or repairs to the car after an accident. The unexpected is just that, and […]
The process of contacting creditors directly or through a third party and negotiating for a lump sum payoff of your debts is known as debt settlement. Benefits of debt settlement You can reduce your principal debt amount by around 40% to 60%. Eliminate your late fees, lower your APR. Repay your debts within your chosen […]
What if someone stole the monthly check you depend on? How would you survive? Each month about 12 million Social Security and other federal benefit checks are mailed, many of them to senior citizens. Criminals know when these checks arrive in mailboxes. They also know that each month most seniors venture out to cash or […]
For the longest time, owners would always turn to agents to sell properties. These days, you can sell your property without an agent and save a bundle on commissions. Sell Your Property Without An Agent One thing that many property owners get caught up in that they don’t necessarily have to is dealing with a […]
Banking has always been a big part of our lives and will probably be forever. Banking dates back to the ancient times; the earliest banks were the ancient religious temples. Citizens then stored their gold coins and other valuable belongings in the temples because these places were strongly built, were always guarded, and most of […]