An adjustable rate mortgage, ARM, is a mortgage that has a varying interest rate on the note. For a lot of people this can be a very attractive option. The interest rate on the mortgage periodically adjusts based on an index. Because of the varying interest rate, borrowers may notice their payments changing over time. […]
Category Archives: Finance
If your credit rating is very low or you have CCJs against you or have even got into arrears then getting someone to say “yes” to giving you a loan can be next to impossible. While your circumstances might dictate that you can’t get a personal loan, there are other options and one of them […]
If you have had problems with credit in the past and have tried to get a personal loan then you have probably found yourself being turned down time after time. If this is the situation you are in then applying for an adverse credit homeowner loan could be the answer to your problems. A loan […]
Most people aren’t concerned with the amount of money they borrow in order to go to college- at least, not while they’re still in college and avoiding payments by deferring them until after graduation. Students are taught to believe that going to college will result in higher paying jobs, and therefore- paying off the loans […]
* How much should I invest in an annuity? The amount of money that you invest in an annuity will depend largely on your capability to pay the premiums offered by the assurance company. Things to consider when putting money to an annuity include: – Your probable financial needs – Type of investment portfolio – […]
This is a true story of how a business angel could have helped my friend, she was tipped at being a self made millionaire but instead after 3 years she claimed bankruptcy and gave it all up. I have changed her name and omitted details of the invention to protect her identity. I met Sarah […]