We’ve talked about ADD and money in our last couple of articles. This time, we’re going another step further. Once you have your money organized and you have excess, meaning all of your bills are paid and you’re out of debt, then you can have something set aside for messing around, having just fun with. […]
Category Archives: Finance
Deciding whether or not to finance your home using an adjustable versus a fixed rate mortgage is a very important decision. Each of these options has both strengths and weaknesses. However, the final decision comes down primarily to ones’ level of personal and financial risk, as well as to a simple matter of preference. This […]
If you are currently trying to buy a new home you’ve probably noticed the endless stream of numbers being tossed to and fro. Things like monthly payment, down payment, home price, affordability and a host of other fees and figures. This can be daunting but in a strange way all these requirements, in the form […]
Unfortunately we are all aware of the mortgage industry scandal and the sub-prime loan issues. I get a little upset when they try to hang the blame on independent mortgage brokers. Personally, I think it is the banking industry’s attempt to put the independent broker out of business. The broker surely didn’t write the lender’s […]
Trading has been in existence for many years. It’s been there ever since man has learned to make a way of living. Before, people traded goods for other goods; or goods for services and vice versa. All of these things are necessary for survival. But now, trading is not mainly about goods or services, it […]
Not everyone has a perfect credit score. This could be due to a number of factors. Why should these people be punished for a bad number that is supposed to represent them? Many lenders are asking the same question and believe that they can help. Having a bad credit score used to mean you were […]