Beginners look at commercial loans as a means of realising a dream. They long to own their own restaurant, pub or bed-and-breakfast, and look to their friendly local bank manager for help. Cue frustration and disappointment. These days, loans are decided by back-room underwriters, who use cold calculation to decide your credit worthiness. To the […]
Category Archives: Finance
1% Mortgage Refinance loans, you’ve probably seen 100 different advertisements, but how is it possible? There is really only one big secret to 1% mortgages: 1% minimum payments are below the interest payable on the loan. Once we’ve addressed this feature, most of the other facets of 1% mortgages are relatively logical. 1% mortgages, which […]
Oftentimes many people will get ripped off online simply because they simply don’t plan well enough, do enough research or ask questions. If you are considering on signing up with an online dental company, consider the following tips to help you select the best coverage for you with the most qualified company. 1. Determine what […]
Here are a few tips on how _not_ to get a loan, and underneath each one, the smart thing to do instead. 1. Ignore borrowing costs. Examples of these are insurance schemes and prepayment penalties. Make sure you understand and are willing to pay them all. Understand your agreement before you sign, including terms and […]
More than half of all borrowers use a broker to arrange their mortgage. But how do you go about finding one? Should you be paying any fees for their services and how do they work? #1 There are literally thousands of mortgage brokers in the UK – well over 10,000! These mortgage brokers will range […]
Here are a few tips on how _not_ to get a mortgage, and underneath each one, the smart thing to do instead. 1. Don’t haggle. A mortgage or a house is just another consumer product. A few clever words can get a sweeter deal. So haggle! 2. Buy in high-season, when everyone else is. Buy […]