Free Annual Credit Reports – Strategies to Avoid Imposter Websites

In a 2004 amendment to The Fair Credit Reporting Act (FCRA), a new system providing free credit reports was initiated. The amendment requires each of the three national Credit Reporting Agencies (CRAs), Equifax, TransUnion, and Experian, to provide free copies of an individual’s credit report once every 12 months. The free reports require a request […]